I know nothing about either fund so I won't comment on either nor will I skew the poll by voting in this ignorance.

I assure you that the front load no longer has a place in your evaluation. You should ignore it since it's in the past; that's the case whether you paid the load twelve years ago or last week. You don't invest in the past, only in the future so evaluate only what's in your account now. You say nothing about how SLMCX has performed in the twelve years you've held it. Has it been and is it likely to be a good performer? Does it fit your plan? Does FOOLX fit your plan? Do you have a plan?

KennyO