I listen to Dave a lot as he is pretty entertaining. I wouldn't really call him a personal finance guy. He offers a very narrow set of services/advice. His advice on investing is pretty poor; his advice on real estate is off balance; and his particular religious perspective often leads to very skewed advice to couples (IMO). But his advice on budgeting and structuring your life to pay off and avoid debt is excellent. All in all, even with the caveats above, for those who come to him as a total train wreck and need structure he is very good at getting people to focus on the essentials and start LBYM.
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