I make about $30,000 a year TOTAL. I don't make 30k in excess of 91k for a total of 121k.OK, back into panic mode. How did you qualify for the Roth contributions that resulted in your current Roth balance? The reason I'm concerned is that in the earlier conversation it sounded like you had made some illegal contributions based on your excluded foreign earned income. What's the situation there?BTW, on the conversion question, I'd say convert, given your clarification.PhilRule Your Retirement Home Fool
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