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i manage a restaurant in downtown manhattan. many of the restaurants in nyc are simply small businesses; profitable, but definitely not corporations. they pay their employees squat, usually $3.30 an hour- we earn our living through tips not salary. we have no health care, no retirement plans, no unions. most of us are overeducated aritsts of some sort who use such work as a great income generator, not a career. we make a very good living, though, which for some offsets the "corporate" pluses.

TW- if your paychecks are so small you might as well do it, unless you rely on every cent of that paycheck. i've drilled it into my waitresses to open and fully fund roth iras!
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