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I may need to check further but it is my understanding that upon retirement my wife will be able to roll her 403(b) account into an IRA. This is quite unlike my deferred compensation plan (457) which doesn't allow any rollover. We both max them out. Her plan allows the choice from a very wide selection of mutual funds from such families a Strong, Fidelity, Price, Vanguard and others. Before we were togeather she was tied up in a Lincoln National fixed income annuity with little additional infusion of cash. (I thinks the guy who sold her that should be on the inside looking out). We got out of that and went to an all equity program. It is my plan to retire about two years earlier than her and we will draw down my deferred comp over a 10 to 12 year period and roll over her 403(b) into an IRA and let it grow. Then, of course, we will be able to go into our fully funded Roth IRAs. Additionally we will each get a defined benifit pension from our state jobs that has had an historical annuanl adjustment of 5%.

Does this plan sound OK to anyone?
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