I might suggest Mexico for retirement. We have been down since August and spent between $1750 and 2300/mo. and this includes 650 for rent. $30 gets you the best filet dinner you have had for 2 people including drinks. Where we are the only real change in the weather is dry season, or wet season. The high temps are from 75 to 90. It is really paradise, and because of the moderate temps, no air conditioning, no central heat. I'm sure you have heard of this paradise, but we are living it.