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I mostly have quibbles with things like jumping up and down at the prospect of a 4.5% return, and shaving the e-fund that tight in the face of a job transition in a lousy economy.

Hmmm ... but 4.5% is MUCH better than 1.8%, so why not?

And, on the job thing, I guess I fail to understand why people are worried about taking a new job. Where's the risk? I suppose it's always possible to be fired in the first couple of months, but HIGHLY unlikely, dont'cha think?

You're not the first one who has discussed the risk of a new job (or should I say the lack of security), but I've never understood that argument. Why should there be any more risk of losing your job at a new company rather than at an old one? The position I am in is not a seniority-based kind of thing.

(who appreciates risk, but also appreciates return)
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