No. of Recommendations: 0
I need your ideas & opinions. I'm 46 years old, I have 12k in APGBX w/4% backload
& 4k in MIGBX w/4% backload both are IRA's. My wife has 5k in MIGBX w/4%
backload an IRA. Jointly we have 12k in AWSHX w/5.75% frontload taxable account.
We each have $1,500 that we need to invest in IRAs for 2000 before the April
deadline. After that we plan to dollar cost average our IRAs from now on and also
maximize our taxable investments as much as we can afford each month.
The fees I'm paying to MIGBX, AWSHX, APGBX are too high by FOOL standards.

For the current contributions go to Vanguard Mutual funds and open the IRA using a money market account.

Then take your time to figure out what you want to do, then move the money.

I would look for no load funds and not put any more money in your current funds unless the return, after the load, is better than the no load funds.
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