Message Font: Serif | Sans-Serif
 
No. of Recommendations: 0
I never did "go all cash" in my IRA, which is self-directed in Fidelity. Yes, I probably should have, a year or more ago (don't we all wish we had?), but I monitor all my holdings daily and tend to move in and out of equities according to what my own DD suggests. Some I hold long term and others I basically just trade to grab profits. With very small commissions ($8 a trade) and no taxes to fret about in my IRA, I have more freedom than I would outside the IRA, of course.

I DID go more heavily into cash many months ago, like maybe 25 percent, but I have been back into mostly equities now for a few months. I have a mix of larger, supposedly "stable" stocks (ones that tend to pay dividends) plus a few "fliers" that look good.

Time will tell how things go, but I prefer individual equities, too, basically, to mutual funds.

Vermonter
Print the post  

Announcements

What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement