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I posted:

I recently RE, and had about 250K in an index 500 fund (its initials are Vanguard ;) . Between the time I requested rollover (into the same fund in the same Co. -- and still, it took 2+ weeks for execution!), the value had decreased by about 5k.

In retrospect and with hindsight, it would have been smarter to have first exchanged the index fund into the available money-market fund, and THEN done the rollover. Of course, if the market had happened to go up instead of down in the interim, I would have "lost" $$ this way!

If only I/we could predict the future <vbg> !!

Best to all
jtr (who continues to wonder if he made the right decision)

Oops...I neglected to mention a crucial fact necessary for understanding the point of what I said above <embarrassed frown>.

The lost 5K resulted from the fact that there was an after-tax component to the funds in the 401K. This could not be rolled over, and had to be refunded to me.

Therefore, shares of the index 500 fund had to be liquidated for this refund. Since the fund price declined before the rollover was completed, a larger number of shares had to be liquidated, and therefore fewer were left for the rollover.

Sorry for the mystification!
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