I purchased LTC back when I was around 52 (now 67), through AARP (MetLife), and chose the coverage which was not automatic inflation protection, and does not cover home care, but it does cover me for life, rather than the normal 3 years. Being without children, I would much rather be in a more social environment than being alone at home. Right now, my premiums are a little over $63.00 per month, as I have added the offered inflation protection every two years. Once the premiums go up to $80.00 per month, I will no longer add the inflationary provision. So far, so good.Donna
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