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I really cannot see a drastic change. Following the baby boomers are their children who are investing for retirement. There is a big swing away from company pension plans, so people have to provide for themselves. The only way most people can achieve a comfortable retirement is to invest in the market. Also, people are living longer and will need to keep up with inflation. Fixed income investments just don't do that. As people get older, they may buy more conservative stocks that pay dividends and reduce their explosure to high flying growth stocks.
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