I really haven't looked at the traditional IRAs, I figured if I couldn't deduct it (which I felt was the real advantage)money was better invested elsewhere.Thanks for the heads up for the kids idea. I'll look into that. Putting Roth's away for them now at a young age would be great.I try to be pretty careful where money is invested. I mentioned farms, only because of the bizarre tax laws as it relates to farms ... which just goes to show that tax laws have nothing to do with what makes sense. Unless this has changed in the last few years, it used to be that farmers could prepay expenses before either tax year end or 4/15 (I don't remember which) turning profits into losses …. unless I misunderstood that?
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