I received a similar notice, but my rate is changing from 21% to 21.9%. I am still debating whether to get rid of this card, as it's one of the only two cards I have and have used it in the past for Budget rental cars and car repairs. (I have no major CC due to foolish past behavior and the current offers I get are for cards at 23.9% (yikes).)I am getting close to the 30 day cutoff for notifying them I refuse the new terms, though...
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