I replied on the other thread, but here i smy info on thatIn EU, the Chip is becoming more prevalent, but NL in particular has really taken it to heart.Most MAJOR places in big cities can handle a normal CC, but start etting off the beaten path, and smaller bars, restaurants, B&Bs - it will chip or even cash only, thank you.In most of NL you will not see anything under a 5cent piece (unless you shop at Aldi) - they just round up or down.Even if the stripe reader has paper in it so it looks out-of service, ASK and often the clerk can just swipe your card behind the counter.Capital One does not charge "conversion fees" and will send you an email everytime you have an international transaction (if you set up your account this way) - I get an email after lunch every day, when i am here for work.peace & chipcardst
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