I retired at age 57 and began collecting Social Security at age 62. There is no reduction in your SocSec benifit just because you don't work until age 65. Now if you worked until age 65, it is likely that your salary would be higher during those years (age 61 to 65) . . . to the extent your salary is higher, your SocSec benefit would be increased. . . by how much, I do not know.Dave
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