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I see that I will also need to submit Form 8606. The issue was I thought we were in the phaseout range for the Roth IRA that year and only contributed $500. I later recharacterized a portion of that to a trad IRA when it should have been the whole amount. So part of the money is the Roth excess and part is non-deductible trad IRA.

If I'm reading this correctly you made only a total $500 IRA contribution for 2008 and you didn't file the 8606 to show the (post-recharacterization) nondeductible traditional IRA contribution. If so, yes, also include the 8606 with your amended return.

I guess that means I get to amend the Form 8606 for 2009 and 2010 as well

Let's burn those bridges when we come to them, one year at a time. If you didn't make any nondeductible traditional IRA contrbutions in those years there's no need for an 8606. You will need a 5329 for 2009, which has a starting point of an excess Roth contribution coming forward from the 2008 5329. Then finish the excess Roth contribution portion of the 5329 and see where you stand going forward to 2010, where you rinse and repeat.

Phil
Rule Your Retirement Home Fool
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