I see your point about "of age" being sometimes used for 18 or 21. I still think it's equally strange to interpret "Roth withdrawals, once you are of age, are untaxable" to mean "the OP must think that Roths are untaxable when you reach the ripe young age of 21!" The irony is that used shorthand in part to avoid being jumped on by some stickler thinking if I said 59.5 someone would say "oh no there is exception 34.6B in which it's not 59.5" or the like..I should have remembered the line from Futurama:"Hermes: I wasn't cut out to be a bureaucrat anyway! I'm only anal 78.36% of the time!"and "bureaucrats" is an unkind term but obviously many professions requite it..your point is well taken about "that time of year when a lot of us...get a little stressed ourselves" I know many of you do admirable work not only online but in person to help the less fortunate for free. I'll end on this positive note and will still depart from this board, but this time, I intend to return --- probably after April 15 though. Peace.
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