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I sincerely hope that most Fools on this board bypass
JASMADA's posts or just read them for humor. It seems
evident that this person is an insurance agent and has a vested interest in attempting to ridicule and belittle anyone disagreeing that LTC insurance is God's gift to retirees.

The best instrument to ensure protection is a non-revocable "LIVING" trust. I encourage anyone who is concerned to consult an ELDER CARE ATTORNEY (I am not one) for information. In most cases all assets are protected and still Medicaid eligable.

I'm sure this post will be bad mouthed as others have been. Just remember - don't let scare tactics/fear dictate how you react. Perform your due dilligence by investigating and making an informed decision.
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