I started a Keogh plan 4 years ago so I could contirbute the max allowed by law. I had to set up a 10% Money Purchase Plan and a 15% Profit Sharing Plan to to achieve the max contribution rate. In 2002 I'll contribute the max dollars allowed by law ($35,000) into 6 tax deferred mutual funds. I set my Keogh up less than 90 minutes at a Fidelity office in Town in 1998.