I think a recently published book could already be out of date since medicare changed the way they deal with hospice at the beginning of this year.http://www.medicare.gov/Publications/Pubs/pdf/11361.pdfInpatient care is only covered as respite for your caregiver.It's not a particularly hot topic - it's similar to many other types of insurance - what can you afford to cover without insurance vs the cost of the insurance.Also, carefully check what your health insurance currently covers in terms of both skilled nursing and hospice care as well as what happens if you are covered by short term and long term disability insurance.If you don't have LT disability insurance, I'd worry about that first, particularly at your age.
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