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I think that the management of Zions is quite adept at operating banks period. The Sumitomo bank does provide some new challenges to Zions. However, management's strategy in the past has been to keep the local officers (and their relationships) in place. They seem to be successful at this in the smaller community banks that they are acquiring (almost on a daily basis).

If Zion's management can keep level heads about the mamoth bank that they've acquired an keep their same basic approach to managing Sumitomo (to be known as California Bank & Trust) as they have with other aquisitions, I doubt that their customers will be dissatisfied with the service they receive.
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