I think what we are going to see here is that no one believes there is only one way to invest. And I for one am open to hearing about many ideas. That's why I'm here. I learn so much just from reading these boards. I think the thread lately has gotten a bit personal, and I don't think that is necessary.I buy & hold index funds as well as actively managed funds and a few stocks. It's interesting to note that Vanguard even says that you are likely to do well with a mix of actively managed and index funds. Of course, I take what they have to say the same way I take what Joel and Fred have to say...with a grain of salt. Not because I think they are unintelligent, but because everyone here is a faceless name - whom I have never met. I use the (sometimes) valueable information I learn here, and form my own opinions. Even among index investors, I'd guarantee everyone's allocations are a bit different.I appreciate the time that everyone takes to contribute to these boards. I hope everyone has a nice Thanksgiving, and is able to relax from their everyday chores.Ryan
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