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I think where you get a problem with intercst's information is that people here and on the REHP now take the 4% and 25x spending as a rule rather than one possible result based on the past.

The future may be different (not in a good way) as compared to the past.
Intercst never gave guarantee. I guess I agree with brewer that people need to engage their brains before jumping ship with x25 : )

I "liked" this representation of p/e ratio and secular bear markets suggesting that we may be in for trouble
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