I think you misunderstood my main concern. My main concern is that the old 60/40 equity/fixed income "safety portfolio" might not work as the USA heads into what appears to be decline. THAT is my main concern.

Why the hell are you worried about this crap and why the hell are you going by some "expert's" formulaic BS as to what constitutes a viable strategy? Get inventive, invest some of your money overseas, take a bit of risk and stop getting your knickers in a twist. You're in your late 40's and still working. I'm retired. If anyone should be sweating it, it should be those of us who are where you want to be 15-20 years from now.

I'm just hoping that http://finance.yahoo.com/q?s=LYG drops some more before pulling the trigger on more shares (currently own 1000). I don't think it's likely to go belly up anytime soon as the company has been in business since 1765.

http://www.lloydstsb.com/about_ltsb/lloyds_bank.asp

Frontline's http://finance.yahoo.com/q?s=fro been pretty good to me since picking up 2000 shares in mid-2007, paying out $9.50 in dividends on a purchase price averaging $45.49/share. Took a bit of a dump today for no apparent reason. Oh well, these things happen when the mama's boys of Wall Street pee their pants because, well, because they're Wall Street mama's boys. When I bought in, the nominal dividend was $1.50/quarter. Just this last week, FRO paid me $2.75. Yeah the dividend can be volatile, but I was OK with th $1.50/share/quarter that originally attracted me. Hasn't been below $1.50 since 2003.

FRO dividend history: http://www.frontline.bm/IR/dividend.shtml


Churchy