I thought IRA=Mutual Fund Nope. IRA = Individual Retirement Account, defined by Publication 590 of the Internal Revenue Service at www.irs.gov. An IRA is nothing more than account that has special tax privileges. Depending on where you open your account (bank, credit union, brokerage firm, etc.), you can invest in different types of investments. Anything from CDs or Money Market accounts at your bank to mutual funds and individual stocks at a brokerage firm.Sharebuilder is an online discount broker, and many people around here use them (I personally use Scottrade). I'm not familiar with their offerings, but you should have access to the large mutual funds such as Vanguard, Fidelity, etc. Sharebuilder by itself does not have mutual funds that I know of...they just handle your money and transactions. Clear as mud?-Agg97
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