I tried to figure out how they set the cap and it didn't say but I did find this in the definitions...<.i>

It is also unclear what the period is for the cap. Is it 12% a year? Or 1% a month? Or 4% a quarter? All these are 12% a year, but it makes a LOT of difference which one it is.

'course, when I see working like "Index Growth Cap for a new segment on the Segment Start Date", it makes me think that I'm gonna get screwed. The weasel wording indicates to me that "segment" is probably not the same as "year", because if they meant year they would have said year. But they didn't, and you have to wonder, "Why is that?"