I truly don't see the case for so-called professional management of a stock portfolio. The best argument is that a professional might help transition things for my spouse at my death, but I've take care of that by leaving her a specific written explanation of what we're doing and why we're doing it. At some point down the road, I'll involve our son and DIL, but that's still some time off in the future. The only way a so-called professional would do better than we're doing for ourselves is through just dumb luck. We don't do antyhing fancy, keep fees low, and watch our bond funds/stock funds allocation. I can't see paying someone else good money to do it in our place. I try to involve my wife, but she prefers leaving it to me. I think she won't look at things seriously as long as I'm around to keep an eye on things.
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