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I understand the idea of Drip investing, which is to manage risk. However at the same time, the remainder is just sitting, waiting to be invested, and not earning interest. Am I just better off throwing the whole thing into an index over the course of a month?

NO!

Index funds and DRIPs are two different things.

But more importantly there is no reason you can't open a DRIP account with any amount under $25,000 right now.

Most DRIPs limit your input of funds to $25,000 or $50,000 a year but you can open a DRIP account with any amount up to that.

If you're looking for some DRIPs here are a few:

http://boards.fool.com/i-recently-started-one-with-pep-and-a...
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