I understand there are provisions in the new Roth IRA that allow penalty free withdrawals for two reasons - the first time purchase of a home or for education. You might consider placing your investment under the umbrella of a Roth IRA for the next five years if this works out to be true. Then, your gain will be tax free and you'll be able to withdraw for a down-payment on a home without penalty or taxes regardless of your age. Attractive benefit for someone your age. Hope I'm right. Check it out.
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