I understand your confusion. Years ago I migrated from the deluxe version to premier for exactly the same reasons you stated. Now I'm hearing deluxe does handle investments. But I'm not sure if you can download directly from your broker or if you need to go through some other more complicated process. The premier version works fine for me and only cost maybe $10 more when you buy it mid/late cycle. I tend to make my purchase in February, after the early adopters yet before those who are looking to upgrade before losing the web features... I don't want to be a guinea pig but I am looking for a reasonable price.

I'm sure someone will chime in soon and shed some light on the deluxe versions capabilities.

Kurt