I use an online bank for a savings account, but, not for a regularly used checking account mainly because I like a brick and morter that I can walk into to talk to real people when I need to. Others use and online bank and have positive things to say about it.I suggest you post and review past postings on the Online Bank message board at http://boards.fool.com/online-banking-100152.aspx?mid=301041...Bob
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