I was in a similar situation a few years ago. But I had some savings. What I did was to go to a small bank, ask to talk with the boss, and I essentially said "If you give me a credit card, I will deposit my money in a certificate of deposit with your bank. If not, I will go somewhere else". It worked on the first trial. Essentially it was a secured loan, but not exactly, because I was deciding where my money goes and I was earning decent interest on that CD. Another way I can think of is to buy a furniture or other stuff on credit. They often want to sell it bad enough to offer you a store credit card. And I noticed on my credit report, that for example Rhodes was reporting its cards to agencies. I believe that Rhodes went bancrupt, but maybe some other stores do the same ?DB
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