I was lucky because I went to the University of Wisconsin, Madison in 1962-1967 and again from 1972 - 1976 collecting several degrees along the way. I was fortunate not to accumulate more than $1,500 in student loans along the way.

My daughter borrowed funds to complete Law School in May 2002. She borrowed some for that. I believe that student loans can be consolidated one or two times, but that is the limit.

Kahuna,CFA