I was told by the Trade Broker that you are allowed to transfer an account from your current 401K into an IRS rollover account as long as you do not add contributions to the account (this is called "commingling"). You are able to roll the money to another employers 401K at a later date. Two questions: What's commingling ? And Why do you feel only the employer's contribution can be transfered ? I would have thought the employer's contribution must stay in the plan and my contributions could be transfered.
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