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I wish I could say that I was a recovering LAMM. However the truth is that like you, I'm still a LAMM at heart. The only thing that works for me is artifically lowering my means. I make sure that every expense and all savings are accounted for and removed from my paycheck before it hits my hot little hands.

My credit cards are my babies. I make sure that they are paid in full no matter what. I don't want to give anyone an excuse to take my babies away ;^> I stil have the first credit card I ever got over 20yrs ago. They all get quite a workout. But I'm still trying to be more concious of what I spend my money on.

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