No. of Recommendations: 0
I would hang onto the USAA card forever and maybe transfer all the other cards to a low balance offer until paid off. I have a Pentagon Federal Credit Union card and I have heard USAA is just as good. This is the card you will use forever, once you are beyond carrying balances, and even then. Even though it is a higher percent than all the "deals" out there, it isn't going to skyrocket even if you are late with a payment. There aren't the hidden costs for balance transfer and they work for you, not against you. That is my experience.

Unless you are really organized (and I surmise from all those miscellaneous balances that you probably are not), you should make it as simple on yourself as possible. My own opinion, based on my own experience.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.