I would have rolled the money into a laddered bond portfolio where I knew it would be safe. There's no growth but I could have lived comfortably on what I got with maybe a part-time job on the side. He just plain got bad advice and probably didn't seek out more than one recommendation. The financial advisor, putting Mr Blenis into a variable annuity with a good portion of it exposed to market risk is unthinkable. B'gal
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