I would have them pull all three credit reports from each of the three bureaus. (I avoid the combined reports because it can be hard to tell what info is from which bureau and if one account is on 2 bureaus they will drop one record, but there could be small difference that might be important.)Look for corrections to make, but most importantly this will show you if they are hiding anything, or if there are other past due accounts they have forgotten that might bite them later on.Otherwise I think your plan sounds good.
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