I would like to start a Roth IRA for my wife and I at $3000 each before April. Where is the best place to shop for one?It's really not clear what you're asking. It's not like Roth IRAs are on sale in some places - they'll cost you $3000 each, no matter where you get them! But seriously - virtually all mutual fund companies do Roth IRAs, as do brokerages, full service to deep discount. Decide what you want to buy - an index fund? a managed fund? large cap? small cap? load? no load? individual stocks? - and then go to the appropriate place. Probably a discount outfit which offers funds without transaction costs gives you the most flexibility, but in the end only you can decide what you need and where best to get it. You can always move from an outfit you're less than happy with, but it generally costs a modest fee ($20 to $50) to switch to another custodian. Lorenzo
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