...I would love for them to get a financial planner, im going to suggest it, push for it,...Tomorrow: "Hi, Mom & Dad. Here's a list of fee-only financial advisors. By fee-only I mean they don't make a commission from selling you any particular investment, they get paid by the hour. So they might have some good ideas, and I think they'll be objective. How about you call 2 or 3 to interview. I'm thrilled to help out as much as I can, but these people do this stuff all the time for a living, so you'll get different advice and then you can weigh all your options."In one week: "Hi, Mom & Dad. Done anything with the list? Didn't think so. Well, I made an appointment with X on Tuesday, and Y on Thursday, are these times OK? We'll just go in with some questions. Or you can go without me. My schedule's clear then, so I can go with you, or not, whatever you want. If you don't like X or Y, we'll find somebody else."In two weeks: "Hi, Mom & Dad. What did you think of X and Y?"Mary(been there, can you tell?)
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