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I would LOVE to apply to medical school this weekend, but I still need to take a year of organic chemistry and a year of biology (both of which I've gotten my company to pay for!). And I need to take the MCAT, so 2007 is a reasonable start date.

Unfortunately, my company has had layoffs for both the years I've worked for them, so I think it's best that I don't invest my efund.

And thanks for the advice on the cap loss selling. I've decided to sell those loser funds today!
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