I would not touch the 403b at all; it seems to me that after a market crash would be about the worst time to pull money out of the stock market. Also, you will get killed with penalties. You have the current income to pay off the debt, so I would attack it mercilessly and cut out some luxuries to get rid of it quickly.

All that said, you should really re-post this question on the "Credit Cards And Consumer Debt" board, which gets a lot of traffic and where some very savvy people will help you break down your question.

Here is a link to that board:
http://boards.fool.com/Messages.asp?mid=27396675&bid=100...

People will ask you to post more detail, such as a breakdown of the interest rates on each card and the amount owed.

Good luck,
-progmtl.