I would suggest one of the low cost Vanguard bond index funds. It is much simpler to manage than individual bonds and much more diversified. I believe that she can just set it up to automatically deposit the dividends into her checking account.She may be thinking of bonds as a safe investment but make sure that she knows how badly she will get clobbered if she is holding long term bonds and interest rates go up. Long-term bonds aren't necessarily bad, you just need to know the risks and invest accordinglyIf she does not need all the income from the bonds right now you might have her look at putting part of the money in iBonds(a type of savings bond). see;http://www.publicdebt.treas.gov/sav/sav.htmYou will need to read up on the restrictions on these (can't be cashed for 6 or 12 months after purchase and there is an interest penalty if cashed in five years, can only buy $30,000 per year(?)) A possible plan could involve something like buying number of $500 or $1000 bonds and holding on to these for several years then cashing them as needed. The current iBond rate is 4.66% which isn't bad for what you get.Greg
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