I would suggest you go to the library to read up on what is available for you (401k, SIMPLE-IRA, SEP-IRA, defined contribution, defined benefit, profit-sharing, etc.). There seem to be many web links that discuss this. Just search for the above keywords.You want to be able to maximize your retirement savings, while being able to minimize your contribution to your employees' account, if you choose. You also need to consider plan fees, who pays them, etc.If you contact a mutual fund family, like Fidelity, Vanquared, or TRowePrice, they can probably also help you with that.Zev
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