No. of Recommendations: 2
I would take a look at Vanguard ETF's. You can probably find a similar mix of what you're looking for at a much lower expense ratio. They have some of the lowest in the industry and are very shareholder friendly. Their ETF's trade commission free. Also their mutual funds have low expense fees and are no load. Their people do NOT work on commission so your fear of churn by sales people won't be a concern.
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