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I would think that you are the exception, not the rule.

LOL. For better or for worse, typically the case. Though I'm also not yet 50, I've been planning on an early retirement since before I got my first job. I had the good example of my parents ER, but it was a revelation to DH when I told him of my goals. He never believed it possible until we ran the numbers recently, and had them verified by a financial planner. It is amazing what you can do when you max out retirement savings year after year.

It will be interesting to see the results of Obama's plan to restrict retirement accounts though, which is one reason why I'm glad we are still a couple of years away from pulling the work plug. If we want to get our SS, we may need to drain down our IRAs somewhat, and fatten our bank accounts a bit more after the kids are out of school.

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