I wouldn't put student loan debt on a credit card for several reasons. First of all, if you ever have a period of unemployment again, most student loans will allow you to defer your payments for up to a year with no penalties and nothing derogatory on your credit rating. Also, the interest you pay on the student loan is a tax credit for the first 5 years of repayment. If you transfer it to a credit card, you lose that.I would put the entire amount into paying off the debt and then create a payment plan for the student loan that has it paid off by the date you want. For instance, you can double the minimum payment and probably have it paid off within 7 years.
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