No. of Recommendations: 3
Icy, your post is enough to make me want to liquidate all investments and throw it directly into ING account. Very depressing.

The problem is, if I do that, or use bonds or some other such conservative vehicle like the OP - can't I pretty much garentee myself not to have enough to live on in retirement? I worry about how we will sustain ourselves thru 30 years of "retirement". What if I need to help my parents out? What if I need to help my kids out? How will I pay for my house, college, a car every 10 years or so, - nothing extravagent - but the "L" in Living. If the stock market doesn't help me, I don't know what can.

-Noodle (looking for big rock to crawl under)
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