No. of Recommendations: 1
I'd add a 10th item. 10. The cheapest annuity you can "buy" is delaying Social Security to age 70.

Unless you have been widowed and are collecting on a spouse's record in which case there is no reason to delay past full retirement age.

Funny...I just this minute received an email titled "Should you Buy an Annuity from Social Security?" Here are videos on the topic:

Here's a brief on the topic from Center for Retirement Research at Boston College.
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